Westfund Hospital cover
Why choose Westfund Hospital cover?
Flexible excess options
With Westfund hospital insurance, you can choose an excess that suits your particular needs. There are a number of different options available, depending on the hospital cover you choose. These range from no excess through to an excess of $750 per member.
Greater choice of providers
Choosing Westfund hospital cover gives you more choice. You’ll have access to a national network of doctors and health providers across both metro and regional areas. You’ll also have access to one of Australia’s largest network of contracted private hospitals.
Access to our Health and Wellbeing Programs
Feel good about your health with expert support from our range of Health and Wellbeing Programs. Depending on your level of hospital cover, you could take advantage of a number of programs designed with your wellbeing in mind.
Cover for what you need.
Basic Plus Hospital
Singles from $19.97 per week*
Simple hospital cover to get started with private health insurance. This cover is ideal for those wanting to maintain cover, avoid tax penalties, and get cover for common hospital services with ambulance coverage. It suits members who don’t expect to use hospital services frequently but want a low-cost option that keeps them covered and gives them the flexibility to upgrade as their needs change over time.
- Includes private hospital coverage for Dental surgery, Hernia and appendix, Joint reconstructions and Tonsils, adenoids and grommets
- Unlimited emergency ambulance cover, plus benefits for non-emergency transport
Bronze Hospital
Singles from $23.09 per week*
Entry-level Hospital cover. Focuses on common treatments like ear, nose and throat services, joint reconstructions and more. Health insurance designed for cost-conscious singles, couples and families looking for cover that provides reassurance and security.
- Eligible for Age-Based Discounts for adults under 30 to save up to 10% on their premiums.
- Includes weight management and cancer support programs.
Bronze Plus Hospital
Singles from $24.43 per week*
Entry-level Hospital cover with a bit extra. Focuses on common treatments like ear, nose, throat, hernias & appendix plus dental and podiatric surgery. Health insurance designed for young, healthy people and families who are just starting out.
- Eligible for Age-Based Discounts for adults under 30 to save up to 10% on their premiums.
- Includes unlimited emergency ambulance cover with Westfund recognised providers
Silver Plus Everyday Hospital
Singles from $29.09 per week*
Award-winning cover
Mid-level Hospital cover that covers a broad range of treatments, including heart and vascular system as well as back, neck & spine. Health insurance suited to people who want a good level of cover without the added cost of pregnancy and birth or joint replacements.
- Extended and Disability Dependant cover options available on eligible policies.
- Pay no excess for dependants. Pay no excess for accidents when admitted to a private hospital.
- Travel & Accommodation benefits to support members needing to travel for care.
Silver Plus Assure Hospital
Singles from $41.04 per week*
High-level Hospital cover that includes cataracts, joint replacements and sleep studies. Health insurance most suited to mature adults, providing security for later in life with great cover and access to a broad range of Health and Wellbeing Programs.
- Pay no excess for accidents when admitted to a private hospital and unlimited emergency ambulance cover with Westfund recognised providers.
- Access a broad range of Health & Wellbeing Programs including hospital care at home, mental health support and weight management support.
- Travel & Accommodation benefits to support members needing to travel for care.
Gold Ultimate Hospital
Singles from $71.06 per week*
Our top Hospital cover with no exclusions or restrictions. Health insurance suited to people who want peace of mind with our most comprehensive cover and complete access to our Health and Wellbeing Program range. Includes top cover for families with pregnancy, birth and IVF included.
- Only available when packaged with an extras cover.
- Pay no excess for dependants. Pay no excess for accidents when admitted to a private hospital.
- Complete access to our Health & Wellbeing Program range.
- Travel & Accommodation benefits to support members needing to travel for care.
Footnotes
* Based on NSW prices, including $750 excess and Base Tier Australian Government Rebate for under 65. Does not include Lifetime Health Cover loading or Age-Based Discount. Prices effective 1 April 2026.
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