What are the waiting periods for Hospital cover?
The following waiting periods apply to Hospital benefits:
|
Hospital Waiting Periods |
|
|
Accident-related |
1 Day |
|
Hospital psychiatric services, Rehabilitation and Palliative Care A member who has held a policy with Hospital cover for at least 2 months and upgrades to a policy which includes Hospital psychiatric services may elect to waive the 2 month Waiting Period that applies to psychiatric treatment upon upgrade. This waiver can only be accessed once in a member’s lifetime. |
2 Months |
|
Pregnancy and birth |
12 Months |
|
Treatment of a pre-existing condition |
12 Months |
|
All other services (not listed above) |
2 Months |
|
Accommodation Benefit, Inpatient Travel Benefit |
12 Months |
Waiting periods also apply to our Health and Wellbeing Programs.
We recommend checking your Policy Summary for detailed information about your cover, including waiting periods.