From 1 November 2025, Westfund will no longer accept cheques for premium payments. Get in touch to learn about other payment methods available. Call 1300 937 838 or visit your local Care Centre - we’re here to help.

Why do I have waiting periods?

Waiting periods protect members by ensuring that people can’t join the fund simply to make a large claim and then cancel their membership straight away after receiving the benefit, leading to much higher premiums for all members.

We’re not trying to stop you from claiming – some benefits have maximum waiting periods set by the government. Other waiting periods are decided by the insurer. Read more.