From 1 April 2025, your premium may change due to our annual increase. You've been informed about this change via email or mail (based on your preference). Find out more.

Switch to award winning health cover

A health fund that puts people before profit? That's a breath of fresh air.  See the difference when you join Westfund on Combined Hospital and Extras cover - for a start, you'll get 6 Weeks Free; PLUS we'll waive 2 month waits on Extras!* Make sure you join by 27 April 2025 and use promo code SWITCH25.

*Terms and conditions apply

Two month waiting periods waived* on a range of Extras benefits including:

  • General dental
  • Preventative dental
  • Optical
  • Sunglasses
  • Podiatry
  • Dietetics
  • Physiotherapy
  • Chiropractic
  • Osteopathic
  • Remedial massage
  • Acupuncture
  • Chinese medicine
  • Hypnotherapy
  • Vitamins
  • Omega 3
  • Probiotics
  • Preventative health checks
  • Audiology tests

Benefits are subject to limits and claiming conditions. Refer to the relevant Policy Summary for further information.
*Terms and conditions apply

Why switch to Westfund?

Orange icon map of Australia
National hospital network

One of Australia’s largest networks of contracted private hospitals.

tooth icon
100% back

On selected preventative dental at a Provider of Choice.

vitamins icon
Claim on vitamins

You can claim benefits on a wide range of vitamins, probiotics and Omega 3.

health chart icon
Preventative health checks

Claim towards the cost of screening checks that detect chronic conditions early.

ambulance icon
Ambulance cover

All  covers include ambulance, with unlimited emergency cover.

flexible man icon
No excess for dependants

Pay no excess for dependants on Gold or Silver tier hospital cover.

It's easy to switch

  • No re-serving of waiting periods**
  • 30-day money-back cooling off period guarantee  (providing no claims have been made)
  • We'll contact your current health fund and handle the paperwork
Switch Now

**when you transfer to an equivalent or lower level of cover

Not-for-profit

As a member-owned health fund, we focus on keeping premiums low and paying benefits back to our members.

We're here to help

We're 100% Australian owned and operated, with 12 walk-in regional Care Centres across NSW and Queensland.

Member benefits

Our Health Co-Op offers some of the best digital health programs and providers for our members to access. 

Health and Wellbeing programs

A range of Health and Wellbeing programs are included in eligible covers, to help you reach your health goals.

Get 6 Weeks Free *

PLUS we'll waive 2 month waiting periods on Extras when you join on eligible cover by 27 April 2025!*

Switch Now

*Terms and Conditions - 6 Weeks Free Plus 2 Month Extras Waits Waived

  1. This offer is only available for new memberships or re-activated memberships after 12 months from date of cancellation of previous cover with Westfund.
  2.  “6 Weeks Free plus 2 Month Extras Waits Waived” will be applied to members who have joined Combined Hospital and Extras cover with Westfund by 27 April 2025.
  3. This offer is not available for memberships on Hospital Only, Ambulance Only, Extras Only, Corporate Groups or Overseas products.
  4. New joins must have a start date between (and inclusive of) 24 February 2025 and 27 April 2025 on eligible cover with Westfund to be eligible for the “6 Weeks Free plus 2 Month Extras Waits Waived”.
  5.  The 6 Weeks Free is available after serving a 90-day review period, maintaining an eligible level of cover and up to date with payments.
  6. The 6 Weeks Free will be applied within two weeks of the 90-day review period being served.
  7. The 6 Weeks Free will equal the policy that the membership is on as at the end of the review period.
  8. “6 Weeks Free plus 2 Month Extras Waits Waived” is not redeemable for cash, transferrable or exchangeable.
  9. Waits, if applicable, for hospital and all other extras will apply.
  10. The waiver of two month waiting periods will be applied at the time of joining to all Extras services that have a standard two month waiting period.
  11. This offer is not available to members who join through a broker or in conjunction with any other offer.
  12. This offer is not available to anyone being added to an existing Westfund membership.
  13. This offer excludes any existing Westfund staff members.
  14. Westfund cannot be held responsible for late joins.
  15. Online joins must use promotion code SWITCH25 to be eligible for the “6 Weeks Free plus 2 Month Extras Waits Waived”. New joins through other approved Westfund channels must mention this offer at time of join.
  16. Westfund may amend these Terms and Conditions at any time. For memberships that have joined before the Terms and Conditions are amended, their eligibility will not be affected.
  17. Printing error and other quality control matter will not invalidate an otherwise valid membership.